Exceed IntelligenceCosAI

Solutions

Same engine, verticals as needed.
In every vertical, the views that matter.

Each solution is the same CosAI applied to one discipline. Within each, the company and the professional are two worlds; and within each world, those who lead, those who coordinate and those who execute see different things. Every view is a vertical in its own right.

GovernanceCrisisAuditGlobalBankingStartupthe next oneOne enginea view for every role
The foundations are shared; verticals rise on top, each with its own floors: the views.

CosAI Governance Solution

under construction

The integrated platform for adequate organisational, administrative and accounting arrangements. A continuous internal legal review: not a badge, a way of governing. In its essential form, for less structured companies, it is called CosAI Red Alert: indicators and early-warning signals, in a pocket version.

For companies, business advisers, financial intermediaries.

Company · CEO and board

The state of arrangements and risks, the evidence for the accounts and the control bodies, the decisions to take.

Company · Heads of function

Delegations, procedures and controls of one's own area, already reconciled with the rest of the company.

Company · People in the company

How something is done here, why, and what happens if it is not. Training on the job.

Professional

Every client's arrangements in a file that is always current; the professional remains the end client.

Firm staff

Collection, checking and preparation in full, not by sample.

Banks and intermediaries

Governance arrangements as the common base; sector regulation in the CosAI Global Banking vertical.

CosAI Crisis Solution

prototype

The management of the negotiated settlement of corporate crises, with two distinct modules: the Company Module, for those entering the procedure, and the Expert Module, for the independent expert who must oversee its progress. Two different approaches to the same matter, because the responsibilities differ.

For companies in temporary difficulty, independent experts, advisers.

Company Module · Entrepreneur and board

Early-warning signals, practical test, plan: the procedure followed day by day, with deadlines under control.

Company Module · CFO and staff

Data, statements and documents ready for the expert and the creditors, with the source of every figure.

Expert Module · Independent expert

Every engagement is a world of its own: file, reports, deadlines, exchanges with creditors.

Expert Module · Associates

The preparatory and checking work of the engagement, without endless meetings.

Advisers

Those assisting the company in the procedure find the same record, seen from their side.

CosAI Audit Solution

under study

All phases of the statutory audit process, with particular attention to going concern. No more sampling but full coverage; working papers in a blink. If the auditor wants to keep only the signature on the opinion, CosAI prepares the rest.

For individual statutory auditors, small and medium audit firms, boards of auditors.

Auditor

Judgement and signature remain theirs; every piece of evidence is ready, traced and reconciled.

Audit staff

Audit procedures run on every item, with exceptions highlighted.

Board of auditors

The same record, from the supervisory side.

CosAI Global Banking

prototype

The solution for banks and financial intermediaries: governance arrangements and sector regulation read together, day by day, in a record built to withstand the supervisor's scrutiny. Four modules, one for each trade: Consumer Credit, Business & Retail Banking, Insurance, Asset Management.

For banks, consumer-credit intermediaries, insurance companies, asset managers.

Management

Obligations, reports and deadlines under control; the evidence ready before the inspection.

Control functions

Compliance, risk and internal audit on the same record, with the same source.

Product and network heads

What changes in the controls when a product, a policy or a rule changes.

Branch and back-office staff

How something is done here, why, and what happens if it is not.

The first prototype is being born in consumer credit.

CosAI Startup Solution

pathfinder

The solution for those starting out: an assistant, competent and always there, who keeps administration, controls, compliance and reporting while the founder sells. Exceed Intelligence is its own first client: CosAI is born doing its own accounting, its own governance, its own obligations.

For start-ups and service companies.

Founder

How things are going, what is due, what is needed for the next step: investors, banks, grants.

Team

Who does what and how, from day one, without manuals.

Name being finalised.

CosAI Judge Solution

under study

For those who judge business facts: the delegated judge and the insolvency court, the business court, court-appointed experts, public prosecutors, the parties' lawyers. CosAI rebuilds the timeline of facts from the documents, with the source of every step, shows when the signals appeared and what the corporate bodies and controls did, and tests plans and attestations against the data. The decision and its reasoning remain the judge's.

For magistrates, court auxiliaries, lawyers.

Delegated judge and court

Timeline of facts, acts and deadlines for every case on the docket; collisions between facts and rules.

Business court

Conduct of directors, statutory auditors and auditors linked to rule, document and date; bases for quantifying damages.

Court-appointed experts

The question broken down and linked to the documents; reconciliations and calculations with the source of every figure.

Lawyer

The client's facts and documents; the rules in force at the date of each fact; deadlines.

CosAI Legislation Solution

under study

For those who write the rules: legislative offices, regulators and supervisors, regulatory impact analysts, associations and professional bodies. CosAI shows where a new text collides with the rules in force, flags references to amended or repealed provisions, and simulates on model companies the obligations it creates: arrangements, documents, controls.

For those who write, apply and explain the rules.

Legislative offices

Rules affected, collisions, references to fix, the basis for impact analysis.

Authorities

How a new rule lands on the processes and documents of supervised entities.

Impact analysis

Obligations created, addressees by size and sector, before-and-after comparison.

Associations and professional bodies

What changes for each type of company; comments for consultations.

CosAI Artificial Enterprise

direction

From ERP to AI-ERP: the integrated management of all company processes, from the board to customer service, with agents that execute under the control of agents that verify, and human intervention reserved for decisions. Beyond SaaS, beyond ERP, beyond compliance. A company that becomes alive.

Those who lead

A conductor for the processes: everything in its place, everything on time.

Those who operate

Processes that run by themselves, with the rules already inside.

Today this is a direction, not a product. We describe it for clarity, not to sell what does not exist.

CosAI Virtual Assistant

integrated

The specialised assistant present in every solution: an exclusive, confidential company communication circuit in which anyone in the organisation can ask anything about their company, and receive the answer in their own language.

Wherever you are

Anything you need to know, anything you need to do with your company.

CosAI Smart Service

You sell. We handle the rest.

Alongside the software, a line of services for those who prefer to entrust the preparatory, operational, reporting and control work: CosAI Governance Service, CosAI Crisis Service, CosAI Audit Service, CosAI Enterprise Service. The digital operating partner that frees the entrepreneur from administration, and the professional from routine.

Planned, after the software solutions.

Beyond

Scalability by construction

The engine is tied neither to one rule nor to one country. Any discipline that asks a company for practical application and proof of having followed it, organisational models, sustainability, certifications, public tenders, can be read the same way. And since the logic is neutral to the language of the sources, the same holds for other European legal systems.

Interested in a vertical?

The pilot programme is open to a few companies and professionals. Those who join help define the solution and are the first to use its results.